Buying a Property
Are you prepared to purchase a home or investment property?
Locating and buying the perfect home is not always an easy process. Emma can help you be prepared in your home search by:
ü Ensuring you have a pre-approved mortgage.
ü Narrowing your search area to neighborhoods you can enjoy and afford.
ü Making the process of purchasing a home easier, more enjoyable, less time consuming and less expensive compared to doing it yourself.
Emma knows how to ensure you are always the preferred buyer – increasing the chance that you’ll get the home of your dreams.
Knowing which homes are currently on the market and which ones are good values is something that sets Emma apart from other realtors – especially in the neighborhoods of Marpole, Norquay, Collingwood and Cambie.
Taking Your First Step to Home Ownership
Your first step to buying a home is to first ask yourself why you want to buy a home?
ü To stop paying rent?
ü To start building equity?
ü To have a place of your own?
ü To raise a family?
ü To entertain business associates?
ü To move up to a bigger house?
Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Ask yourself how much space do you need? What styles of homes do you prefer? Does your situation require a one-level home, or are stairs acceptable? Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Emma has access to an extensive database of mortgage professionals that have excellent reputations and track records for successfully acquiring loan approval for their clients.
Finding You the Right Home that Fits Your Needs
Once you've been pre-qualified and know what price range you want to stay in, Emma helps you determine which properties fit your needs by using the (MLS) Multiple Listing Service system.
Matching homes to your specifications is something Emma does well and it will save you a lot of time and effort.
She uses the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.
Helping You Every Step of the Way
Emma completes your financing and inspections, and will handle the close on the transaction. Her top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.