Are you buying or selling a home?
Here are 6 real estate professionals all homeowners need at some point.
1. Real Estate Agent
This real estate professional’s job is to negotiate the best terms for whomever he or she is working.
2. Home Appraiser
This real estate expert takes into account several factors including a comparison of the home with similar ones in the area that have recently sold, the cost of the home, and the income potential of the home before presenting the lender with a price for the property
3. Home Inspector
A home inspector looks at major aspects of a home such as its electrical wiring, plumbing, heating/cooling, as well as the roof, walls, floors, windows, and doors.
4. Insurance Agent
This person can ensure you have sufficient coverage for both common and not-so-common mishaps. If you’re a landlord, an insurance agent can make sure your policy covers things like problematic tenants as well.
5. Loan Officer
This real estate professional gathers personal information from you such as your income, your employment status, and other qualifying information to determine whether you have the ability to pay back a loan.
6. Mortgage Lender
The mortgage lender provides qualifying buyers with the money they need to purchase property. A mortgage lender can be a bank, a savings and loan institution, a credit union, or some other financial institution that lends money.
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