Are you buying or selling a home?

Here are 6 real estate professionals all homeowners need at some point.

1. Real Estate Agent
This real estate professional’s job is to negotiate the best terms for whomever he or she is working.

2. Home Appraiser
This real estate expert takes into account several factors including a comparison of the home with similar ones in the area that have recently sold, the cost of the home, and the income potential of the home before presenting the lender with a price for the property

3. Home Inspector
A home inspector looks at major aspects of a home such as its electrical wiring, plumbing, heating/cooling, as well as the roof, walls, floors, windows, and doors.

4. Insurance Agent
This person can ensure you have sufficient coverage for both common and not-so-common mishaps. If you’re a landlord, an insurance agent can make sure your policy covers things like problematic tenants as well.

5. Loan Officer
This real estate professional gathers personal information from you such as your income, your employment status, and other qualifying information to determine whether you have the ability to pay back a loan.

6. Mortgage Lender
The mortgage lender provides qualifying buyers with the money they need to purchase property. A mortgage lender can be a bank, a savings and loan institution, a credit union, or some other financial institution that lends money.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

To help you avoid spending more than you need to, we’ve put together a few tips to keep in mind as you go through the home-buying process. Here’s how to, buy your first home like an economist.

1. Go Into Your Home Search Knowing What You Want And Don’t Want
For instance, how far is too far of a commute to work? How many bedrooms do you want? Does the home need a big backyard?

2. Think About Resale Value
For example, if the home has been on the market for a long time, it’s possible the asking price is too high.

3. Educate Yourself On The Local Data
Compare the asking price to this data to make sure it’s in line with the other local properties so you can make a fair offer and hopefully avoid a bidding war.

4. Be Smart With Your Offer Terms
Be smart about the terms of your offer when possible to protect your own interests.

5. Ask For Concessions
It’s possible the seller will opt to make the repairs himself, but if not, will likely give you the money if he’s serious about selling the property.

6. Don’t Be Afraid To Negotiate
Stand up for yourself and negotiate for what you think is fair.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

Renting comes with several benefits, one of which is the fact that you usually don’t have to fix anything yourself. However, there are some instances where it might just be easier to do it yourself rather than wait for a repairman.

Here are several things you can probably fix yourself, even if you rent.

1. Inefficient heat/air
Clean/replace the filter, install insulation around ductwork and avoid adjusting the thermostat up or down drastically.

2. Old caulking
If you notice the caulking in your apartment bathroom is yellowed or grimy-looking, you can purchase the supplies you need to replace it fairly cheap

3. Holes in the walls
You’ll need to call in a repairman or two to fix any underlying issues as well as repair the drywall.

4. A plugged toilet
Most plugged toilets require a simple plunger, but if that fails to work, a plumbing snake should do the trick.

5. Squeaky floors
You can stop squeaks from happening by sprinkling baby powder on the floor making the offending noise.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

1. Balance social and private spots
Studies suggest that the key to happiness resides in the strong bonds we form with family and friends.

2. Have a dedicated workspace
Today’s digital world allows many of us to work from home. Unfortunately, most people who do telecommute don’t have a dedicated workspace.

3. Let natural light in
Research shows that a flood of natural light instantly improves mood and maintains good health. Adding natural light is relatively easy.

4. Heat your home properly
A home that’s heated properly can have a dramatic impact on your health and your wallet. Cold, drafty, poorly heated rooms can be uncomfortable and weaken your immune system.

5. Reduce noise levels
Too much noise can have devastating consequences on our health and wellbeing.

6. Eliminate clutter
Cutting down on clutter in every room of your home can greatly reduce stress. Implement storage space to organize belongings and get rid of things you no longer need or use.

Emma Co Personal Real Estate Corp

Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

1. Red Wine

Blot up as much of the wine as possible. Use a paper towel or a clean, soft cloth to blot up any excess that hasn’t absorbed into the carpet fibers. Do not rub or scrub the stain!

2. Grass

Spray the stained area liberally with stain remover or apply laundry detergent directly to the stain. Rub the cloth together to work in the detergent. Wash the garment normally.

3. Grease

Wet the grease stain with cool water. Apply a grease-fighting dish soap like Dawn to the stain and gently rub it to loosen the grease. Rinse and repeat until you’ve removed all the surface grease.

4. Blood

Soak the garment in cold water. Use your fingers to gently rub the spot as it soaks. Depending on the amount of blood, you may need to change the water periodically as the blood comes out of the fabric and the water turns pink.

5. Perspiration

Invest in a good prewash stain remover. Apply it as directed, and let it sit for several minutes before washing.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

The home buying process can be a little stressful, so take a look at these 5 tips for a first time homebuyer to help you prepare.

1. Start saving early and check your credit
Check your credit score before starting your search for a home, and do your best to dispute any discrepancies and take care of any outstanding debt as soon as possible.

2. Figure out how much house you can afford
Play around with a mortgage affordability calculator to figure out what you can afford based on your income now.

3. Explore your down payment and closing cost options
It’s a good idea to consider your two options here: pay them yourself or have the seller pay them for you.

4. Shop around for the best mortgage rates
Gather mortgage rate quotes from at least three lenders before deciding which one fits your budget and your needs best.

5. Get pre-approved
Before heading out to find your dream home, take the time to get a pre-approval letter from a lender that states how much they are willing to lend you and at what terms.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

☀️ Pantone’s picks are Ultimate Gray and Illuminating – a gray and yellow combination meant to convey prosperity and strength after such a tough.

Here’s how you can use these trending colors both inside and outside your home.

1. Gray And Yellow In Small Doses
If you’re not too sure about this hot new trend in color, try it out in small doses that are easy and cheap to do.

2. Modern Colors In The Kitchen
If you’d like to use Ultimate Gray and Illuminating in the kitchen, start by painting the cabinets gray. As for the yellow, consider painting the kitchen chairs the sunny color or adding a bright yellow runner across the floor.

3. Yellow And Gray In The Bedroom
It’s easy to layer them in with additions like pillows, a comforter, or even curtains in a bedroom or living space.

4. Pantone’s Colors Of The Year In The Bathroom
Yellow towels and rugs, as well as yellow accessories on the sink, add just the pops of color this tiny room needs.

5. A Yellow Front Door
Create a warm and inviting vibe by painting your front door a bright, sunny yellow.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

Delighted to have helped these amazing clients sell their home in Westwood Plateau, Coquitlam. It has been such an pleasure to have worked together with these sellers on their real estate goal. From start to finished, we have collaborated and it shows the trust that you had in me which I truly appreciate. Really grateful to be part of your team. Here's to your bright new chapter.

Let me be your key to a stress-free home-selling experience
Get in touch and let's get your home SOLD!

Emma Co PREC*
604.618.3888
emmaco.realty@gmail.com
vancouverprivatehomes.com

Building VALUE With Every Move

Is buying a For Sale By Owner (FSBO) home different than buying a home listed with a real estate agent? Is the process easier or harder?

3 THINGS YOU CAN EXPECT WHEN YOU BUY A FOR SALE BY OWNER HOME

1. THE SELLER WILL WORK WITH YOUR AGENT
A majority of sellers know you’ve worked with your agent closely for weeks (months?) before coming across their FSBO home and will gladly compensate your agent as any other seller would do.

2. BE PREPARED TO MEET THE OWNERS FACE-TO-FACE
The biggest difference between an FSBO home and one listed by an agent is that you’ll get to meet the owners face-to-face rather than meet with an agent when looking at the home.

3. FSBO SELLERS MUST STILL ABIDE BY THE LAW
As with any other home sale, there are laws the FSBO sellers must abide by. If the law says a seller has to inspect the home, make repairs, or disclose any problems, then the FSBO seller must oblige.

Emma Co Personal Real Estate Corp | Macdonald Realty
emmaco.realty@gmail.com | 6046183888

Building VALUE With Every Move

This form is a beacon of clarity in the dense fog of home-selling. It catalogs each competitive offer along with the name of the brokerage who entailed it. No more guessing games or hidden facts.

Both the listing Realtor and the seller now hold a new responsibility of signing this document. Embrace it as your contribution towards a more streamlined process.

The listing Realtor's job is to share this form with the buyer’s agents and to any buyers who made offers without any agents to guide them.

This keeps things clear and fair for everyone. Cooperation and communication can make the home-selling process better for us all.

Looking to buy or sell your home ?

I'm here to make it happen!
Connect with me today.

Emma Co PREC*
604.618.3888
Building VALUE With Every Move

emmaco.realty@gmail.com
vancouverprivatehomes.com

Just sold this gorgeous townhome in Vancouver!  I am greatful for my sellers for their trust and they worked so hard to make the place shine and it paid off. They now can smoothly transition to their new home. Congratulations J and R!!  Happy to be part of your Journey!!

Looking to sell? Let's turn your 'For Sale' into 'Sold'. 
DM me today!